Building ethical AI for financial crime compliance

Vivox AI develops trusted AI agents for financial crime compliance, helping regulated institutions automate AML and KYB operations with transparency, auditability and regulatory confidence.

Leadership team

Tim Khamzin

Founder and CEO of Vivox AI

Tim Khamzin leads Vivox AI’s strategy and growth, working with financial institutions to bring explainable AI into financial crime compliance. His focus is on helping compliance teams automate due diligence while maintaining clear evidence, audit trails and human oversight.

Nick Votintzev

Co-Founder and CTO of Vivox AI

Nick leads the company’s AI and engineering strategy focused on financial crime compliance and regulated AI systems.
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With a background spanning AI, compliance technology and digital transformation, Nick has architected AI-driven solutions designed specifically for high-trust regulatory environments. Prior to founding Vivox AI alongside Tim Khamzin, he helped build and scale compliance and KYC technologies and contributed to major banking transformation programmes focused on operational efficiency and automation.

Investors and Advisors

Vivox AI is backed by experienced investors and senior leaders from global banking, regulation, technology and financial services. Their combined capital, expertise and industry perspective help us build regulator-ready AI, strengthen our governance and scale across complex regulated markets.

Axel A. Weber

Former Chairman of UBS Group AG, former President of the Deutsche Bundesbank

Axel A. Weber is one of Europe’s most recognised banking and financial policy leaders. His experience across global banking, monetary policy, and financial system governance provides strategic guidance to Vivox AI as the company expands internationally.

Birgit Rutishauser

Former Deputy CEO and interim CEO of the Swiss Financial Market Supervisory Authority (FINMA)

Birgit Rutishauser brings extensive experience in financial supervision, insurance and risk management. At FINMA, she served as Deputy CEO, interim CEO, Executive Board Member and Head of the Insurance division. She advises Vivox AI on governance and the supervisory expectations financial institutions face when adopting AI.

Dan Cobley

Leading UK technology entrepreneur, angel investor and former Vice President and Managing Director of Google UK & Ireland.

He is the co-founder and board member of ClearScore, which has grown to more than 20 million users internationally, and co-founder and Chair of Salary Finance. Previously, Dan served as Managing Partner for FinTech at venture builder Blenheim Chalcot, where he helped launch and scale businesses including Modulr, Liberis and Koodoo. He now invests in early-stage companies focused on fintech, financial wellbeing, data and AI.

Konstantin “Kos” Stiskin

Co-founder and Vice President of Strategy at FINOM, a European financial platform for SMEs and entrepreneurs.

He oversees the company’s strategy, business development, partnerships, international expansion and investments. Since co-founding FINOM in 2019, Kos has helped build and scale the business across multiple European markets, navigating their distinct regulatory and commercial environments. He is also an experienced technology investor, with a particular interest in fintech, software and high-growth digital businesses.